ManipalCigna Health Insurance Launches Specialised Plan For Senior Citizens

ManipalCigna Health Insurance Company on Tuesday announced the launch of its new health insurance plan ‘ManipalCigna Prime Senior’, specifically designed for senior citizens to access quality healthcare they need for the golden years of life. The new plan gives flexibility with lower waiting periods and provides coverage for pre-existing disease conditions from 91st day onwards. 

Prasun Sikdar, Managing Director and CEO, ManipalCigna Health Insurance said, “We understand that seniors have unique health needs, and they deserve access to better healthcare. With our new health insurance plan, we’re committed to making that a reality, by giving senior citizens better coverage, better control and better care to meet their day-to-day healthcare-related needs. We are confident that this new health insurance plan will make a real difference in the lives of seniors.”

Sikdar further said, “The new plan is designed after considering the various problems that people face in the golden years of their life. They may have suffered from medical complications earlier or may have an income problem as most of them are living on their retirement funds. Thus understanding the evolving needs of seniors and the rising medical inflation, we have launched ManipalCigna Prime Senior. Following the legacy of the ManipalCigna’s differentiated products, the prime senior plan provides top-notch facilities including pre-hospitalisation, post-hospitalisation cover, road and air ambulance facility, coverage for donor expenses, domicile and day-care facilities among the wide range of benefits. The sum insured options range from Rs 3 lakh to Rs 50 lakh at an affordable price, to provide senior citizens with complete peace of mind, knowing that they have access to quality healthcare when they need it most.” 

ManipalCigna Prime Senior plan comes in two different variants ‘Prime Senior Classic’ and ‘Prime Senior Elite’. The Prime Senior Classic plan is developed with an aim to offer coverage for a wide range of items to the insured seeking an all-inclusive, comprehensive yet value-for-money coverage, benefiting the seniors in their illness and wellness journey, and protecting their finances. Prime Senior Elite, on the other hand, is an enriched plan that enhances the advantages offered by the classic plan and provides a variety of extra features, such as daily cash for shared accommodation, premium waiver benefit, guaranteed health checks and bonuses, and more, to ensure that the insured seniors receive the best possible care.